Two cars, fewer than 35 built between them, and a genuinely strange corporate history
Vector Aeromotive was founded by designer and engineer Gerald "Jerry" Wiegert with the goal of building an American supercar that could take on Italy and Germany head-on. The twin-turbo V8 W8 (1989–1993) was built in just 17 examples before a hostile takeover by shareholder Megatech ended production; Wiegert later won back the rights in litigation. Megatech's own follow-up, the Lamborghini Diablo-based M12 (1995–1999), added another 17 units — including prototypes — before Vector couldn't pay Lamborghini for engines and production stopped for good. Combined lifetime production sits at roughly 34 cars.
Vector, model by model
If you own one of the small handful of surviving W8s or M12s, we'd like to talk regardless of exact configuration.
W8
1989–1993
Vector's original supercar, designed by founder Jerry Wiegert with a twin-turbocharged V8 producing over 600hp — extreme figures for the era. Only 17 examples were built before a hostile takeover ended production in 1993.
Image: Wikimedia Commons
M12
1995–1999
Built by Megatech on a Lamborghini Diablo-derived chassis and running a Lamborghini V12, the M12 remains the only American car ever built pairing a V12 with a manual transmission. Total production, including prototypes, was 17 units.
Image: Wikimedia Commons
What published insurance data actually shows
The Highway Loss Data Institute (HLDI) — a nonprofit affiliated with the Insurance Institute for Highway Safety — publishes real collision loss statistics by vehicle series, and we cite that data on several of our other marque pages where it exists. It doesn't exist for Vector. HLDI's reporting threshold is 1,000+ insured vehicle years of exposure or 100+ claims nationally in a given study period, and total combined W8 and M12 production comes to roughly 34 cars built more than three decades ago — nowhere close to that bar, and shrinking further as cars are lost to time. We'd rather tell you plainly that the data doesn't exist than cite a number that isn't real. What this means in practice: a Vector can't be priced off an actuarial table — it has to be underwritten individually, based on the specific car's history and condition, by a carrier that specializes in ultra-rare, out-of-production exotics.
What carriers actually ask before they'll write coverage
Given how few Vectors survive and how obscure parts sourcing has become, carriers want detailed documentation: ownership history, any restoration or mechanical work performed, and confirmation of a qualified specialist for future service. Storage conditions matter enormously here — these are cars where a single loss could represent a meaningful percentage of total surviving examples.
Some Vector owners showcase their car. Others keep it entirely private. Both are covered correctly.
Given the rarity, most Vector owners fall toward the private, carefully-controlled end of the spectrum — occasional concours or marque-specific event appearances rather than regular public use. Coverage should reflect that reality: an emphasis on secure, climate-controlled storage and carefully managed transport when the car does leave home.
An independent brokerage, not a single carrier
We're not captive to one insurance company, and we're not a dealership finance office. That independence is the point: our only job is finding you the right coverage at the right price, then advocating for you if you ever need to use it.
Access to multiple carriers
We shop coverage across a range of specialty and standard carriers instead of pricing everything through one company's rate table, so you see real options instead of a single take-it-or-leave-it quote.
Bundle for a better rate
Combine your Vector with your home, everyday autos, umbrella liability, other collector vehicles, and — where it applies — your business insurance. Carriers price account relationships, and that often means meaningfully better terms across the board.
Four things a standard policy misses
Agreed value for an out-of-production rarity
The payout is set when you bind coverage — not renegotiated by an adjuster using a valuation guide that has likely never encountered one of these 34 cars.
Specialist sourcing & parts documentation
Coverage built around the reality that Vector parts and expertise are scarce — claims need to account for genuinely difficult sourcing, not assume standard exotic-car repair timelines.
Agreed transport & event coverage
With so few surviving cars, any movement — to a specialist for service, to a rare marque event — carries real exposure that needs to be explicitly, not implicitly, covered.
Provenance-based valuation
Given the tangled corporate history behind these cars, documented ownership history and provenance materially affect value and should be reflected in how the policy is set up.
Get your Vector covered correctly
Tell us about your car — model, build, how you use it, and anything else worth knowing — and we'll put together agreed-value coverage shopped across multiple carriers.