Commercial Lines

Coverage for select businesses, firms, and professional risks

Commercial insurance options for businesses that need thoughtful coverage, responsive handling, and knowledgeable guidance.

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Independent brokerage  •  Coverage placed across multiple carriers  •  Responsive, direct service

Industries we work with

Restaurants & Hospitality

General liability, liquor liability, property, and business interruption coverage built around the realities of running a food or hospitality business.

Boutique Salons & Service Providers

General liability and professional coverage sized appropriately for independent studios and small service businesses.

White-Collar Professionals

Professional liability and E&O coverage for consultants, advisors, and firms whose primary exposure is the advice and services they provide.

Crypto, Investment & Brokerage Firms

Specialty coverage for firms operating in complex, fast-moving, and often harder-to-place financial and digital-asset spaces.

What we cover

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Professional Liability

Protection against claims that your professional services or advice caused a client financial harm — a core coverage for any advisory, consulting, or service-based business.

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Errors & Omissions

Coverage for claims arising from mistakes, oversights, or failures to perform professional duties as promised — essential for firms whose product is expertise and judgment.

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Directors & Officers

Protects the personal assets of directors and officers against claims related to decisions made on behalf of the company — increasingly important as businesses grow and take on outside investment or board oversight.

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Workers' Compensation

Required in most states for businesses with employees — covers medical costs and lost wages for employees injured on the job, and protects the business from related liability claims.

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Bonds

Surety and fidelity bonds to meet licensing requirements, contractual obligations, or client assurance needs — placed with the right market for your specific bond type.

Trusted by luxury auto clients and complex insurance buyers

The agency has a long-standing relationship with McLaren Denver as a preferred insurance provider, and has helped many clients move through the closing process for new auto and home purchases.

Whether you're a first-time business owner looking for a fair deal on basic coverage, or a high-net-worth client with a commercial portfolio alongside exotic cars and a high-value home — the approach is the same: honest guidance, competitive options, and a real person who picks up the phone.

Start a commercial insurance quote

Share a few details about your business and David will follow up personally.