The car that proved an electric hypercar could out-accelerate anything with an engine
Rimac built the first production electric car to break 1,000 horsepower, then followed it with the car that broke acceleration and top-speed records held by internal-combustion hypercars costing just as much. Every Rimac is a low-volume, technology-forward electric vehicle, which changes the underwriting conversation in ways a gas-powered exotic doesn't: battery pack replacement costs, high-voltage system repairs, and specialist technician availability all factor into the policy differently than they would for a Ferrari or Lamborghini. A Concept One needs a repair network that understands one of the earliest high-performance EV platforms ever built. A current Nevera needs coverage that reflects genuinely extraordinary EV-specific repair and replacement costs. We write to the car in front of us, not a generic "supercar" rate class.
Rimac, era by era
This page covers the Rimacs most often on our desk. If your car isn't pictured here — a model we haven't added yet — that doesn't mean we can't cover it. Ask us.
The Concept Era
The cars that put Rimac on the map as a serious electric hypercar manufacturer
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Concept One & Concept S
The Concept One was the first production electric car to exceed 1,000 hp, built in a run of just 8 examples, alongside a small number of the lighter, track-focused Concept S.
Current Lineup
In production today
Nevera
Originally shown as the C_Two, the Nevera set multiple production-car acceleration records. Production is limited to 150 examples, with deliveries ongoing.
Nevera R
A track-focused, more powerful variant of the Nevera, built in a limited run of 40 units.
Beyond the models shown here, we also place coverage for other Rimac special editions and commissions as they're announced, including anniversary and one-off builds. If it wears the Rimac badge, we can likely place it.
Why you won't find published loss data on a Rimac
The Highway Loss Data Institute (HLDI) — a nonprofit affiliated with the Insurance Institute for Highway Safety — publishes real collision loss statistics by vehicle series, and we cite that data on several of our other marque pages where it exists. It doesn't exist for Rimac. HLDI's reporting threshold is 1,000+ insured vehicle years of exposure or 100+ claims nationally, and total Rimac production across every model — Concept One, Concept S, Nevera, and Nevera R combined — is well under 200 cars worldwide. No Rimac model comes remotely close to HLDI's threshold. We'd rather tell you plainly that the data doesn't exist than cite a number that isn't real. What this actually means in practice: a Rimac can't be priced off an actuarial table at all — it has to be underwritten individually, based on the specific car's build, value, and use, by a carrier that specializes in this tier of vehicle.
What carriers actually ask before they'll write coverage
Specialty carriers for hypercar-tier vehicles don't just price the car — they underwrite the driver. It's common for insurers to want documented prior insurance history on other high-value or high-performance vehicles, a clean driving record, secure storage, and a realistic account of how the car will actually be used before extending coverage at this level. For a Rimac specifically, the electric powertrain adds another layer: carriers want to know that battery care, charging practices, and storage conditions are being handled properly, since those factor directly into long-term repair and replacement costs. This isn't a formality: it's part of why placing this kind of policy correctly matters more than chasing the lowest quote.
Some owners showcase their Rimac. Others keep it entirely private. Both are covered correctly.
Some owners want their Rimac seen — at concours events, EV enthusiast gatherings, dealership showcases. Others prefer the opposite: no public record, no plates or VINs in photos, a car that stays out of sight entirely in private, climate-controlled storage. Both are legitimate ownership styles, and both change what the policy needs to account for. A car that's regularly showcased carries different transit, event, and liability exposure than one kept entirely private. Either way, coverage is built around the real risks these cars actually face — vandalism, wind and hail, theft, and even theft-for-ransom scenarios that specialty carriers are equipped to underwrite around, not just collision damage.
Photo via Wikimedia Commons (CC BY-SA)
Why an electric hypercar isn't underwritten like a gas-powered one
Rimac doesn't have a daily-driver trim or an SUV to write differently from the rest of the lineup — every Rimac is inherently a collector-grade, agreed-value proposition. The real nuance here is the powertrain. A damaged high-voltage battery pack on a Nevera isn't a bolt-on repair the way an engine rebuild might be on a comparable gas-powered hypercar — depending on the damage, it can mean sourcing a replacement pack directly from the manufacturer, with different cost and timeline implications than traditional mechanical repairs. Coverage needs to be built with that reality in mind from the start, not treated as a standard collision claim.
An independent brokerage, not a single carrier
We're not captive to one insurance company, and we're not a dealership finance office. That independence is the point: our only job is finding you the right coverage at the right price, then advocating for you if you ever need to use it.
Access to multiple carriers
We shop coverage across a range of specialty and standard carriers instead of pricing everything through one company's rate table, so you see real options instead of a single take-it-or-leave-it quote.
Bundle for a better rate
Combine your Rimac with your home, everyday autos, umbrella liability, other collector cars, and — where it applies — your business insurance. Carriers price account relationships, and that often means meaningfully better terms across the board.
Four things a standard policy misses
Agreed value, not depreciated value
The payout is set when you bind coverage — not renegotiated by an adjuster after a total loss.
EV-specific repair & replacement costs
Coverage that accounts for high-voltage battery and drivetrain repairs, not a generic collision-repair estimate built for a gas-powered car.
Ultra-low-volume valuation
A Concept One or Nevera R has no comparable-sales database. Coverage needs to be built around a real, documented appraisal — not a lookup.
Genuinely collector-grade, no exceptions
Unlike marques with a daily-driver SUV or sedan, every Rimac is squarely in agreed-value collector territory. The policy should reflect that from day one.
Get your Rimac covered correctly
Tell us about your car — model, year, how you use it, and anything else worth knowing — and we'll put together coverage shopped across multiple carriers.