Quality and affordability, built around you
A Kia policy still has real decisions in it — the right liability limits, whether an umbrella makes sense, how med pay and UM/UIM are set up, and which carrier actually prices your specific vehicle, driving history, and household best. That's true whether you're insuring a K5 sedan, a hybrid Sportage, or a three-row Telluride or Sorento. Our job is to walk you through those options and shop them across multiple carriers, so what you end up with is genuinely tailored to your needs.
Kia, model by model
A quick look at where we most often help Kia owners — current models and long-running nameplates alike. Don't see your exact model, trim, or model year below — ask us, we cover the full lineup back through 2002.
K4 & K5
Kia's compact (K4, replacing the Forte) and mid-size (K5) sedans, offered in gas and turbocharged form with class-leading torque and available all-wheel drive.
Get a quote →_in_White,_front_left.jpg)
Sportage
Kia's compact SUV, offered in gas, hybrid, and plug-in hybrid form, refreshed for 2026 with new lighting and updated wheel options.
Get a quote →.jpg)
Sorento
Kia's mid-size three-row SUV, offered in gas, hybrid, and plug-in hybrid form across LX, EX, SX, and X-Line trims.
Get a quote →,_front_4.16.23.jpg)
Telluride
Kia's flagship three-row SUV — still very much on the road and insurable even as it takes a planned pause for the 2026 model year ahead of a full redesign.
Get a quote →
EV6
Kia's all-electric compact crossover, built on dedicated EV architecture with fast-charging capability and available GT high-performance trim.
Get a quote →.jpg)
EV9
Kia's all-electric, three-row flagship SUV — seating up to seven across Light, Wind, Land, and GT-Line trims.
Get a quote →Don't see your exact model here — including a Niro, EV3, Carnival, Rio, Optima, or a recently discontinued Soul or Forte? Ask us, we cover the full lineup back through 2002.
Four things worth getting right
Hybrid, plug-in hybrid & EV coverage
Sportage, Sorento, and the EV6/EV9 electric lineup carry battery and drivetrain components that cost more to replace than a gas-only counterpart, which can affect both premiums and total-loss thresholds.
Three-row family SUV use
Telluride and Sorento owners often carry more passengers and cargo more regularly than a sedan owner, which is worth factoring into liability limits and med pay.
New-model gaps between generations
With Telluride skipping the 2026 model year ahead of a redesign, existing owners shouldn't assume older models are harder to insure — we place coverage for outgoing generations the same way we do for the newest ones.
Multi-vehicle & multi-policy discounts
Households running more than one Kia, or bundling with home or umbrella coverage, are often eligible for meaningfully better account-level pricing.
An independent brokerage, not a single carrier
We're not captive to one insurance company. That independence is the point: our only job is finding you the right coverage at the right price, then advocating for you if you ever need to use it.
Access to multiple carriers
We shop coverage across a range of carriers instead of pricing everything through one company's rate table, so you see real options instead of a single take-it-or-leave-it quote.
Bundle for a better rate
Combine your Kia with your home, umbrella liability, other household vehicles, and — where it applies — your business insurance. Carriers price account relationships, and that often means meaningfully better terms across the board.
Get your Kia covered correctly
Tell us about your car — model, year, how you use it, and anything else worth knowing — and we'll put together coverage shopped across multiple carriers.